1. Information we collect
We collect information you provide directly (name, email, password, portfolio holdings, and payment details processed by our payment provider), usage data (pages visited, features used, device and browser information), and communications you send to us.
2. How we use information
We use your information to operate and improve the Service, authenticate accounts, process subscriptions, provide portfolio tracking and AI-assisted features, send service-related communications, and comply with legal obligations.
3. AI and portfolio data
When you use Portfolio AI, relevant portfolio context may be sent to third-party AI providers to generate responses. We do not sell your portfolio data. AI outputs are generated automatically and may be inaccurate — they are not reviewed by humans before delivery.
4. Third-party services
We use third parties for payment processing (e.g., Stripe), market data, authentication, and AI inference. These providers process data according to their own privacy policies. Broker linking via Plaid is optional and subject to Plaid's terms and privacy practices.
5. Data retention and security
We retain account data while your account is active and as needed for legal or operational purposes. We implement reasonable administrative, technical, and organizational measures to protect your data, but no system is completely secure.
6. Your rights
Depending on your jurisdiction, you may have rights to access, correct, delete, or export your personal data, and to object to or restrict certain processing. Contact us to exercise these rights. You may delete your account from account settings where available.
7. Cookies
We use essential cookies and similar technologies for authentication, session management, and security. We do not use third-party advertising cookies on the core Service.
8. Changes and contact
We may update this Privacy Policy from time to time. Material changes will be posted on this page with an updated date. Questions may be sent to privacy@endval.com.